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How it works.


  • Sign on to Card Services online. Under the Rewards tab, click 'Select and Credit'

    STEP1
  • Choose one or more of your eligible purchases*.

    STEP2
  • Receive a statement credit on your account within two business days.

    STEP3

*An eligible purchase means an Eligible Transaction that you Select and Credit within 60 days of the Eligible Transaction date. An Eligible Transaction excludes (but is not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).

Frequently asked questions


  • What is Select and Credit?

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    Select and Credit is a feature of the Card Services Rewards Program that that lets you redeem your Card Services reward Points for statement credits on eligible purchases.

  • How does Select and Credit work?

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    Once signed on to Card Services Online, select the Rewards tab from the menu and you will see the Select and Credit option. All eligible purchases will be displayed and you can select the purchases that you would like to cover with a statement credit by redeeming your reward Points.

  • What purchases are eligible for Select and Credit?

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    *An eligible purchase means an Eligible Transaction that you Select and Credit within 60 days of the Eligible Transaction date. An Eligible Transaction excludes (but is not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).

  • Who is eligible to use Select and Credit?

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    The Select and Credit feature is available to Card Services customers who are enrolled in the Card Services Rewards Program.

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