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Transfer to an IMB Rewards MasterCard and you'll enjoy an introductory balance transfer interest rate of 7.90% p.a. for 12 months* reverting to the cash advance rate of 20.49% p.a. after 12 months, plus superior rewards+ and complimentary international travel insurance# |
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After the 12 month period the standard cash rate of 20.49% p.a. will apply* |
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Receive 10,000 bonus reward points with your first spend on the Rewards MasterCard. |
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With more points every time you spend on your card, and no points expiry, you'll have all the time to choose your favourite reward. |
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Redeem reward points for shopping vouchers, merchandise, hotel stays, petrol vouchers and much more. |
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Up to $25,000 on the Rewards MasterCard. |
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For you and your family when you buy overseas travel on your IMB Rewards MasterCard with Card Services Rewards. |
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Free insurance on any new items that are lost, stolen or damaged within three months of purchase using your IMB Rewards MasterCard. | |
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Guaranteed Pricing Scheme enables you to receive a refund of the price difference when you purchase in-store an eligible item which later goes on sale. Conditions apply~. |
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Citigroup
Pty Limited ABN 88 004 325 080 ("Citigroup") is the host of this
webpage. In any interaction on this webpage you are dealing directly
with Citigroup, not IMB Ltd ABN 92 087 651 974 ("IMB"). Any
recommendation, suggestion or assistance on this webpage is by
Citigroup, not IMB. Any reference to "we", "our" or "us" is a reference
to Citigroup.
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Terms and Conditions
Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria.
*The promotional rate of 7.9% p.a. applies for 12 months on balances transferred with this offer. Transferred balances will be repaid first during this period. Outstanding transferred balances at the end of the promotional period will revert to the standard cash advance rate. To be eligible for the offer, you need to apply for the Rewards MasterCard by 31 December 2011. Approved customers only. The 12 month promotional period commences once balance transfer is processed. Any transactions made other than balance transfers in connection with this offer are at the standard variable credit card rates, currently 19.74% p.a. for retail purchases and 20.49% p.a. for cash advances. Interest rates are variable, subject to change and our credit criteria. The interest rates are current as at 1 October 2011. This offer ends 31 December 2011.
^ Actual credit limit will be assigned based on Card Services Credit Criteria subject to confirmation that you earn a minimum of $25,000 p.a. for a Silver card or $35,000 p.a. for a Gold card.
† All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers.
> Final approval of your MasterCard® application will be subject to satisfying Card Services Credit Criteria. To be eligible for the 10,000 bonus Card Services Reward points you will need to apply for your IMB Rewards MasterCard® by 15 February 2012 and first spend on your IMB Credit Union Rewards MasterCard® by 31 March 2012. This promotion applies to retail purchases and excludes Cash Advances, Balance Transfers and Special Promotions. To be eligible for reward points, your account must be in good order.
# International Travel Insurance and Purchase Cover are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
~ Guaranteed Pricing Scheme is provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited
ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to the Terms and Conditions and exclusions available at www.cardservicesdirect.com.au/complimentaryinsurance
© 2011 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australia Credit Licence No. 238098 which provides and administers credit.
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